Terms & Conditions

1. ABOUT US

This website is operated by Just Got Finance pty ltd trading as Just Got Finance ABN 30 692 131 589 (“we”, “us”, “our”), [a credit representative (Credit Representative No. 577507) of Connective credit services pty ltd ACN 161 731 111, Australian Credit Licence No. 389328].

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2. ACCEPTANCE OF THESE TERMS

By accessing or using this website you agree to these terms and to our Privacy Policy and Disclaimer. If you don’t agree, please don’t use the website. We may update these terms at any time by publishing the updated version here. Your continued use of the website after an update means you accept the updated terms.

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3. GENERAL INFORMATION ONLY

The content on this website is general information only. It is not credit advice, financial advice or a recommendation, and it does not take into account your objectives, financial situation or needs. You should consider whether the information is appropriate for you before acting on it. See our Disclaimer for more detail.

 

4. CALCULATORS AND TOOLS

Any calculators, comparisons or rate information on this website are indicative only and are not an offer, quote or pre-approval. Actual results depend on your circumstances and each lender’s criteria, and may differ from what is shown. Fees, charges and conditions may apply.

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5. ENQUIRIES AND APPLICATIONS

Submitting an enquiry or form through this website does not create a credit assistance or broker-client relationship, and does not guarantee loan approval. A relationship is formed only when we provide you with our Credit Guide and other required documents. All applications are subject to lender assessment and approval. You agree that the information you give us is accurate and complete.

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6. USE OF THE WEBSITE

You agree not to:

• use the website for any unlawful or fraudulent purpose;

• submit false or misleading information, or information about another person without their permission;

• attempt to gain unauthorised access to the website, its servers or its data;

• introduce viruses or other harmful code; or

• copy, scrape or reproduce website content for commercial purposes without our written consent.

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7. INTELLECTUAL PROPERTY

All content on this website, including text, graphics, logos and design, is owned by or licensed to us and protected by copyright and other laws. You may view and print content for your own personal, non-commercial use. Any other use requires our written permission.

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8. THIRD-PARTY LINKS AND CONTENT

This website may link to third-party websites, including lenders and government sites. We do not control and are not responsible for their content, accuracy or privacy practices. A link is not an endorsement.

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9. PRIVACY

We collect, use and disclose personal information in accordance with our Privacy Policy and the Privacy Act 1988 (Cth). By using this website or submitting information, you acknowledge our Privacy Policy and Collection Notice.

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10. MARKETING COMMUNICATIONS

If you consent, we may send you marketing by email or SMS. You can unsubscribe at any time using the link in the message or by contacting us.

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11. WEBSITE AVAILABILITY

We try to keep the website accurate and available, but we do not guarantee that it will be uninterrupted, error-free or free of harmful components. We may change or remove content or features at any time without notice.

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12. LIMITATION OF LIABILITY

To the extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, this website or its content. Nothing in these terms excludes or limits any right you have under the Australian Consumer Law or any other law that cannot be excluded. Where liability cannot be excluded, it is limited, to the extent permitted, to resupplying the relevant service or the cost of doing so.

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13. COMPLAINTS

If you have a concern or complaint, please contact us using our Compliments and Concerns process: [link/contact details]. If you are not satisfied with our response, you may refer the matter to the Australian Financial Complaints Authority (AFCA): 1800 931 678 | www.afca.org.au | info@afca.org.au. (Check these details meet connective's compliance)

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14. GOVERNING LAW

These terms are governed by the laws of Queensland, Australia. You submit to the non-exclusive jurisdiction of the courts of Queensland and the Commonwealth of Australia.

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15. CONTACT US

Just Got Finance pty ltd trading as Just Got Finance ABN 30 692 131 589 | PO Box 414 Sandgate QLD 4017 | 0491 378 167 | hello@justgotfinance.com.au